Credit & Financing Plans
REALIS CAPITAL FINANCE SPA offers three structured financing plans designed to meet the needs of different borrower profiles — from first-time mortgage applicants to high-volume real estate investors and corporate credit clients. Each plan is built around transparent pricing, responsible underwriting, and dedicated client support. Select the plan that best fits your financing objectives and speak with our credit team for a personalized assessment.
Essential Credit
From 5.9% p.a.
Designed for individual borrowers and first-time real estate buyers seeking straightforward mortgage credit or personal financing with competitive rates and guided support.
- Mortgage credit up to $500,000
- Fixed or variable interest rate options
- Loan tenors of 5 to 25 years
- Dedicated credit officer assigned
- Full fee and rate disclosure upfront
Professional Finance
From 4.75% p.a.
Tailored for real estate investors, SME borrowers, and clients requiring larger credit facilities with enhanced portfolio monitoring and flexible structuring options.
- Credit facilities up to $3,000,000
- Real estate and commercial lending options
- Customized repayment schedules
- Credit portfolio monitoring dashboard
- Priority credit committee review within 5 business days
Corporate Intermediation
By arrangement
Built for institutional borrowers, real estate developers, and corporate entities requiring complex credit structures, portfolio management, and full-service financial intermediation.
- Bespoke credit facilities above $3,000,000
- Multi-asset real estate lending programs
- Credit portfolio administration & reporting
- Dedicated senior relationship manager
- Restructuring and covenant advisory services